Do the majority of people. make money on their house the money for a down payment on a house is no small feat. This survey reveals where most home buyers get the money, plus data on the average down payment on a house. A down payment on a house may peopel. the largest sum of money many people ever spend at one time. What that down payment looks like, though, can vary widely based on the location and price of the home. The survey finds that less than half of home buyers put down 20 percent. Across the United States, Saving for that 20 percent down payment on a house can take much, much longer than it would take to save for a lower down payment—some lenders offer conventional loans with down payments as low as 3 percent—and have a higher mortgage payment. The median list price of homes in the U. And, of course, more expensive homes and those in costly metro areas will have higher list prices and require higher down payments. Data from the Zillow Group Consumer Housing Trends Report finds...